Globexs, in collaboration with AXA, has developed a home insurance policy that can provide all reasonable precautions to prevent injury, loss, or damage and take all reasonable steps to safeguard all insured property from loss or damage. The coverage of this policy is extensive and includes the following:
-STORM: Covers loss or damage resulting from a storm.
-FIRE, SMOKE, EXPLOSIONS, LIGHTNING: Covers loss or damage resulting from fire, smoke, explosions, lightning, and soot.
-BURGLARY OR ATTEMPTED burglary: For example, if thieves break into your home, we will cover repairs for structural damage caused, such as a broken window or door. Also on objects and content loss or damage resulting from theft or attempted theft.
-MALICIOUS ACT OR VANDALISM: Loss or damage resulting from malicious acts or vandalism.
-FLOOD: Loss or damage resulting from a flood, if your home is at risk of flooding, here are some simple things you can do to reduce the damage:
• Take all valuables upstairs or store them up high and securely.
• Cut off electricity, water, and gas at the main source.
• Unplug all electrical appliances.
-KEYS AND LOCKS: If your keys are lost or stolen, we will pay you up to a limit of €200.
-WATER ESCAPE, LEAK, FILTRATION ( WATER ON WALL FROM A ROOF LEAK): Loss or damage resulting from the escape of water.
Sudden and unexpected leaks or freezing of water in any washing machine, dishwasher, refrigerator, freezer, or household water, drain, or heating fixture.
-ALL RISK: this coverage includes material damage to the building, furniture, or jewelry, when they are destroyed as a result of any other accidental cause (Franchise of comprehensive insurance all-risks insurance 120€)
-RESTAURATION OF FURNITURE AND WALLS: This cover includes the restoration of furniture and walls up to 3.000€
-RENT: Up to12 months (If the tenant is forced to leave because they cannot live as a result of the damage suffered from an accident, you will be compensated for the amount of the rent that you have lost during the time it takes to repair the damage suffered)
-RELOCATION AND MOVINGS: This cover up to 25.000€ (This applies only if the tenant is forced to move or relocate)
-EMERGENCY SERVICE FOR THE TENANT AND FAMILY: This cover up to 1500€.
-PEST: Remove any kind of pest from the house.
-LIABILITY INSURANCE: Ownership of the property up to 300.000€
-LEGAL PROTECTION OR CRIMINAL DEFENSE
-BREAKAGE OF GLASS, BREAKAGE OF MARBLE, BREAKAGE OF CERAMIC GLASS PANELS (KITCHEN), BREAKAGE OF SOLAR PANELS